Most people that don't strive to be better and have goals, a lot of the time they under achieve, as they don't push themselves.
Sometimes it's very difficult to aim high and set goals if you're struggling to just pay the bills and put food on the table, but in actual fact, it can lift some of the worry and burden, as you know that there is a light at the end of the tunnel and there are good things to look forward to.
These goals and rewards can be as little as a take away meal and a trip to the cinema to a holiday or weekend break, no matter what the goal or target is, its a great sense of achievement once they have been met.
A holiday is one of the most enjoyable pass times and its a great way to relax and recharge the batteries, a great way to make it more affordable is to fly with low cost airlines and stay in affordable hotels or cheap hostels accommodation.
For smaller goals, saving a little money every week can really add up, and then after a month or two,you will have enough spare cash for a little treat.
Sometimes money problems can be alleviated by good budgeting and not buying things on the spur of the moment.